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Money Market Accounts

We offer two types of money market accounts to our customers:

• Money Market Savings

Our Money Market Savings Account must be opened with $2,500 or more. As long as the $2,500 minimum balance is maintained, there is no monthly service charge. If the balance drops below the minimum, a $6 service charge will be applied to the account, plus $0.25 per ledger entry and $0.25 per item deposited. In addition, interest will be calculated at a lower rate currently being paid. You are allowed 6 withdrawals per statement cycle at no charge. Any withdrawal after the first 6 will be assessed a $10 charge. Interest is calculated on the daily collected balance and credited once a month. The interest rate and APY may change at any time.

To learn more about our services, simply stop by for a visit or call us at 620-672-6421.

 

• Investors Money MarketMoney Market

Our Investors Money Market Account must be opened with $5,000 or more. As long as the $5,000 minimum balance is maintained, there is no monthly service charge. If the daily balance drops below the minimum, a $10 service charge will be applied to the account. You are allowed 6 withdrawals per statement cycle at no charge, with no more than 3 by check. Any withdrawal after the first 6 will be assessed a $10 charge. Interest is calculated on the daily collected balance,and applies a daily periodic rate to the principal in the account each day. The interest rate and APY may change at any time.

 

Main Bank
First National Bank
223 South Main Street
Pratt, Kansas 67124
620-672-6421
Mon.-Fri. 9:00 a.m.-4:00 p.m.
Drive-Thru Bank
3rd & Jackson
Mon.-Fri. 8:00 a.m.-5:30 p.m.
Saturday 8:00 a.m.-12:00 p.m.
ATM Locations
Drive-Thru Bank: 3rd & Jackson
Pratt Regional Medical Center
200 Commodore in the Lobby

Member FDIC
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