Kids Korner Services

Here at the First National Bank in Pratt, we're proud to offer our younger customers special services to help them save for their future.

• Young Investor's Certificate of Deposit (CD)
Our Young Investor's CD is designed to help youngsters age 18 and younger save. This CD requires a minimum deposit of only $100 and interest is based on an annual percentage rate. Our Young Investor's CD's have a three year maturity and early withdrawal penalties do apply. Our offering rates may change at any time. You can add to the CD at anytime with $25 or more.

Friends and relatives can also add to the account. What an easy way to help young investors save for college, their first car, or for whatever the future may bring!

• Piggy Bank Savings Plan
This account is open to our young customers who are age 14 and younger. The account must be opened with $10 or more. Interest is paid monthly and may change at any time. Three withdrawals are allowed per month with no service charge. The account will be charged $0.50 for each additional withdrawal after the first three. There are no monthly service charges as long as a $10 balance is maintained. If the account falls below this, a $0.50 service charge will apply.