Regarding Non-Visa Transactions on
Visa Branded Cards
Effective January 1, 2009, new procedures will go into effect that may impact you when you use your Visa check card at certain merchant locations. While in the past transactions have been processed as Visa Check Card transactions unless you entered a PIN, in the future if you do not enter a PIN, transactions may be processed as either a Visa Check Card transaction or a transaction on the NYCE and STAR networks. Merchants must provide you with a clear way of choosing to make a Visa Check Card transaction if they support this option Please be advised that should you choose NYCE and STAR when making a transaction without a PIN, different terms may apply and you will not be eligible for rewards accrued on transactions processed over the Visa network. Certain protections and rights applicable only to Visa Check Card transactions as described in your cardholder agreement will not apply to transactions processed on the NYCE and STAR network. Please refer to section Regulation E of your cardholder agreement for the Visa terms and conditions.
DISCLAIMER Product offers, rates, terms and other information provided herein are subject to change without notice. Due to occasional inaccessibility to our web site, First National Bank cannot guarantee the completeness or accuracy of the information provided herein. The information provided to you in Calculators is estimated, and provided solely for your interactive enjoyment. The results are not guaranteed to be accurate, and in no way endorsed, offered or guaranteed by First National Bank. The appropriate disclosures will be mailed to users who open accounts with First National Bank. You may request these documents before opening your account(s), or verify current offers, by calling 620-672-6421.