KID Stuff Services
Here at the First National Bank in Pratt, we're proud to offer our younger customers special services to help them save for their future.
Young Investor's Certificate of Deposit(CD)
Our Young Investor's CD is designed to help youngsters age 18 and younger save. This CD requires a minimum deposit of only $100 and interest is based on an annual percentage rate. Our Young Investor's CD's have a three year maturity and early withdrawal penalties do apply. Our offering rates may change at any time. You can add to the CD at anytime with $25 or more.
Friends and relatives can also add to the account. What an easy way to help young investors save for college, their first car, or for whatever the future may bring!
Piggy Bank Savings Plan
This account is open to our young customers who are age 14 and younger. The account must be opened with $10 or more. Interest is paid monthly and may change at any time. Three withdrawals are allowed per month with no service charge. The account will be charged $0.50 for each additional withdrawal after the first three. There are no monthly service charges as long as a $10 balance is maintained. If the account falls below this, a $0.50 service charge will apply.
In addition, when this account is opened, the child will receive a FREE "Wacky-Pac Meal" coupon good at the Sonic in Pratt. They will also receive a punch card with twenty-five $2 signs. When the card is completely punched, he or she will receive another FREE Sonic "Wacky-Pac Meal". The full dollar amount of the "Wacky-Pac Meal" will be contributed to local charities.*
*Piggy Bank coupons are limited to 10 coupons with a deposit of $500.00 or more.
If you have any questions, please call us locally at (620) 672-6421, extension 0, or toll free at 1-800-300-3817.
First National Bank in Pratt,
Working for you!
IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT. To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account.
WHAT THIS MEANS FOR YOU: When you open an account, we will ask for your name, address, date of birth and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying information.
DISCLAIMER Product offers, rates, terms and other information provided herein are subject to change without notice. Due to occasional inaccessibility to our web site, First National Bank cannot guarantee the completeness or accuracy of the information provided herein. The information provided to you in Calculators is estimated, and provided solely for your interactive enjoyment. The results are not guaranteed to be accurate, and in no way endorsed, offered or guaranteed by First National Bank. The appropriate disclosures will be mailed to users who open accounts with First National Bank. You may request these documents before opening your account(s), or verify current offers, by calling 620-672-6421.