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Member FDIC DisclosureFirst National Bank in Pratt is federally insured by the FDIC. On August 10, 2010, the FDIC Board of Directors adopted the final rule amending its insurance regulations to conform with provisions of the Dodd-Frank Wall Street Reform and Consumer Protection Act, which permanently increased the standard Maximum Deposit Insurance Amount (SMDIA) from $100,000 to $250,000. This permanent increase in the SMDIA became effective July 22, 2010. NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE All funds in a “noninterest-bearing transaction account” are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC’s general deposit insurance rules. The term “noninterest-bearing transaction account” includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts (“IOLTAs”). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, money-market deposit accounts. For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov. Products offered through our Investment Department are not FDIC insured, carry no bank guarantee, and may lose value. For more information please visit Investments. |
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