Back to Disclosures
First National Bank in Pratt's FNB Online uses the latest security technology to protect you on your Internet transactions. This security includes Server Authentication (thwarting impostors), Privacy using Encryption (thwarting eavesdroppers), and Data integrity (thwarting vandals).
First National Bank in Pratt's FNB Online must be used with a Secure Sockets Layer "SSL" compatible browser or terminal (for example Netscape or Explorer versions 5.5 or greater). SSL uses authentication and encryption technology.
You can tell when you are secure by looking at the location (URL) field. If the URL begins with https:// (instead of http://), the document comes from a secure server. This means your data cannot be read or deciphered by unauthorized individuals. You can tell if you are connected First National Bank in Pratt's FNB Online by viewing its digital certificate. This certificate verifies the connection between the First National Bank in Pratt server's public key and identification (just as a driver's license verifies the connection between your photograph and your personal identification). Cryptographic checks, using digital signatures, ensure that information within a certificate can be trusted.
User Ids and passwords provide two layers of authentication and are stored in an encrypted database that is isolated from the Internet. You can change your password once per calendar day. It is best to periodically change your password and not to display your password with or near your computer. Do not use numbers or names that others can guess, such as birthdays, addresses, or names of family members. If you share your User Id or password with others, such person(s) will be deemed to be your authorized agent(s) for accessing FNB Online and you will be solely responsible for all transactions they conduct, even if those transactions are outside the scope of your agent's authority. This includes any transaction conducted by aggregation service (a service that collects and summarizes your account information in one place) or any person obtaining your User ID and password through an aggregation service. No First National Bank in Pratt person will ever need to know your password and you should not furnish it to anyone claiming to represent First National Bank in Pratt. You should exit FNB Online as soon as you complete your banking. Do not leave your computer with your account information on the screen. It is recommended that you close your browser after signing off from FNB Online to clear account information from your browser's memory. You should treat your User Id and password as valuable financial assets and be diligent in safeguarding them from disclosure to unauthorized person(s).